Employee Benefits

 

What do you like about your current benefits package?

What would you change about the benefits package?

How does your benefits package compare to your competition's  benefits package?

How does your broker communicate with you throughout the year?

These are some of the questions the employee benefits evaluation will help you answer.  We will determine whether the benefits package you offer is competitive, cost effective and comprehensive.  The goal here is to ensure you have the right benefits based on your company profile and unique employee demographics.

 You will learn how to enhance your current benefits package, usually at no added cost, which can lead to better employee productivity and retention, higher morale and  help you attract and hire quality employees.

Voluntary payroll deduction benefits are unique because there isn't any out of pocket cost for the employer to implement.  All you need is an available payroll slot.  The benefits are portable and can be taken by the employee, if and when they leave employment; they are low cost, easy to enroll and underwrite and some of the benefits will cover spouse and children.

Voluntary benefits offered:

  • Life insurance                                
  • Short term disability
  • Accident plans
  • Critical illness insurance
  • Dental care
  • Vision care
  • Legal plan

College savings plans (529, Coverdell IRA)

Make a difference in the lives of your employees children by offering this benefit.  Too many parents procrastinate and wait until the students are in high school to start thinking about how they are going to pay for college.  Give them a head start and help educate them about the savings plans available.

College Graduate Program 

Paying for college is only part of the puzzle.  Choosing a career, matching it to the right school, and navigating all the detalils along the way, can be a time consuming and frustrating endeavor.  The College Graduate Program works with high school students and parents to help them throughout the entire college process.  Spread awareness about this program to your employees by setting up workshops, either during work or after hours.  A 30 minute workshop will show parents and students what they must do to get the best education for their money.

Financial Road Map®

What can you do to help your employees address their financial challenges?  How can you increase productivity and reduce stress in your workforce?  Wouldn't it be nice to have someone available to help address employees financial concerns.

Most people never get the opportunity to sit with someone who can help them make smart choices about their money.  "What's important about money to you"?, is a unique exercise that will help people understand their valuesand goals about money.

Let me show you how this works.  I will walk you through the exercise so you can see, first hand, how it can help people address their financial concerns..